Bei Zhou on Money & Investment - Surface Time with Stephanie

Episode 2

S4 Ep2: Bei Zhou on Money & Investment

Since money and investment are the two words naturally connected to her profession as a private banker, it is inevitable that we chatted at length about them.

The word “investment” tends to be given a meaning limited monetary terms. When we talk about returns of investment, it tends to be the penny-for-penny calculation on the growth.

If we take a step back and look at a bigger picture, it is important to take into account of the “impact” that the original capital has created.

Say, you are the CEO of the company. When you decide to spend money and time to enhance your physical health and mental wellbeing, you would be able to lead your company more effectively. This is because you have the physical and mental capacity to be present and, therefore, make the sound decisions all the time.

It is fair to make the bold statement that the best investment you can make is on yourself. What have you been investing in yourself lately? What will you invest in yourself next?

Connect with Bei Zhou


Connect with us:



IG: @surfacetimechats or


TW: @surfacetimechat (no “s”)


About the Podcast

Show artwork for Surface Time with Stephanie
Surface Time with Stephanie
Confessions of a Diving Junkie

About your host

Profile picture for Stephanie Luo

Stephanie Luo

Hello, I am a certified NAUI Instructor. My intention to produce "Surface Time - Confessions of a Diving Junkie" is partly to raise awareness of serious matters like climate change, sustainable living and marine conservation through fun, interesting and entertaining stories.

It is also my intention that through these dialogues, you will get new inspirations and perspective about life. Hopefully, you will make the changes for yourself.

I teach scuba in private class set up (i.e. no more than 2 students at a time), for new diver and for advanced divers looking to progress further. To me, it is important to anchor good diving practice and mindset in your core system.

So, if you want to learn scuba diving or go diving with me, free to contact me.
Also drop me a message, if you want to share your stories on Surface Time.

or DM to @surfacetimechats on Instagram or Facebook.